This is the second time I have used Brett for refinancing my mortgage and HELOC. This time around, our situation was pretty unique and a bit complicated. He walked me and my partner through the entire process. Daily updates, emails, phone calls, texts, all questions asked, he was able to answer or said let me get back to you and always found the answer to our complicated situation and got back to us within a day.

He did a great job all along the way. He was always very prompt with his responses and getting us info, and always called to follow up after sending any important documents via e-mail. He made it very clear all the way along what we needed to turn in/sign and when. Nothing felt unexpected.

Brett was amazing to work with ! He's very responsive, professional, and really does his due diligence. He helped us with our first refinance and  made it effortless with great results. Will definitely use him in the future. Thank you!

I highly recommend Brett! He is the owner and he will work with you one on one throughout the whole process. I've done many home mortgages and refinances with Brett for over 10 years now; started with my home, now investment properties (outside of Santa Cruz county). You can trust him to get you the best rates and closing costs. He is very easy to work with... just shop around and let him beat it.